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Professional Liability for Business Insurance

Film Emporium offers cheap rates on quality coverage for your E&O Insurance.  Errors and omissions insurance, also called professional liability insurance, protects you if a client claims that your services caused them to suffer a financial loss.  


Many professional service companies choose to purchase E&O insurance policies, which are typically issued in increments of $1 million and have per-claim deductibles ranging from $1,000 to $25,000.


Some insurance companies are reluctant to issue professional liability policies, while others specialize in policies for specific professions. However, we have access to multiple insurance carriers and work with a wide range of small business professionals. This allows us to find E&O insurance coverage that is not only comprehensive, but fits the budget of small and mid-sized businesses.


It is important to note that almost all professional liability insurance policies are sold on a “claims-made” basis. This means that the insurance only covers work performed while the policy is in force, and for claims actually filed during the term of the policy. If you cancel your E&O insurance policy without arranging for an extended reporting period, coverage would end, and any claims submitted after the cancellation would not be covered, even though the work was performed while the policy was in effect.


It is also important to know that there are exclusions in every errors and omissions insurance policy. Before you purchase this type of policy, you will want to think about the most dangerous threats and professional risks for your business and look for a policy that covers those specific risks.  Feel free to contact us or  fill out our online application to receive a quote on a professional liability insurance policy that fits your needs.



How does professional liability insurance protect your business?


No one expects to make an error or omission that harms a client, but mistakes do happen. Even if you are not at fault, a disgruntled client could bring a lawsuit against you. Many honest, hard-working business owners have been ruined by lawsuits that, although unjustified, diverted the owner’s time and resources away from running the business.


When you have professional liability insurance any lawsuit should trigger a call to us.  We will work with you to initiate the claim. You can return to the priorities of running your business, confident that the insurance company, which would have to pay any judgment against you (up to policy limits), will be protecting your mutual best interests throughout every step of the legal process.



The content displayed on this website is for informational purposes only and is not an offer of insurance.  The purpose of the provided information is to assist in the general understanding of available coverage and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered.  Coverage is subject to underwriting approval and the referenced coverage on this website may not be available in all territories and may vary depending on exposure. Coverage is also subject to minimum premiums that may vary by state.


Read Definitions of Insurance for more details.  


Insurance Companies

* A Rated Insurance Companies by AM Best

Professional Liability for Business Insurance

(Errors and Omissions)

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Downloadable Application


Quotes are complimentary.  No Obligation.

Need assistance?  

Our brokers are standing by:

M-F  9AM-6PM (EST)

(800) 371 2555