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While every project and policy are different, ballpark premium pricing for short term production insurance starts at $450.00 (commercial general liability of $1,000,000 policy limit).  Higher limits, additional coverages and longer term annual coverages are also available.  Please note each production application is separately quotes and priced.  Although we do our best to give you the cheapest rate possible, we also want to give you the best policy available.  Film Emporium’s brokerage team contacts all markets on your behalf to provide the lowest priced movie production insurance premium and best coverage option for your project.

While every project and policy are different, ballpark premium pricing for short term production insurance starts at $450.00 (commercial general liability of $1,000,000 policy limit).  Higher limits, additional coverages and longer term annual coverages are also available.  Please note each production application is separately quotes and priced.  Although we do our best to give you the cheapest rate possible, we also want to give you the best policy available.  Film Emporium’s brokerage team contacts all markets on your behalf to provide the lowest priced movie production insurance premium and best coverage option for your project.

 

Errors & Omissions (E & O) Insurance for Producers offers specialized coverage for a wide variety of media risks against the devastating impact of lawsuits for libel, slander, invasion of privacy, infringement of copyright and other specified torts.  If your movie is ready for distribution we will make sure your project is submitted to all eligible, top-rated insurers, in search of the most competitive premiums. This type of insurance is typically required when signing a distribution or broadcast contract. Distributors generally define project specific coverage for features, VOD, internet, dvd, documentaries,  Reality TV, TV specials and series.  These described policies name the productions specifically.  In other words, E&O is insurance for movie distribution whether it is straight to dvd or a theatrical distribution release. Film Emporium also offers blanket  E&O coverage for commercial production companies for corporate videos, promos and commercials that do not require title specific coverage.

 

E&O coverage is also avilable for theatrical plays.

 

Many producers ask us: "Once I have E&O coverage in place for a movie, will I need to renew that coverage?" In most cases you may not, as an occurrence form policy may be sufficient for the life of the movie. Click here to read "Occurrence Form Gives Eternity of Coverage" or "To Err (or Omit) is Human, Which Brings Up E&O" 

Program Options

Errors & Omissions (E&O) Insurance

 

Distributors E&O

Erros & Omissions (E & O) Insurance for Distributor's is similar to producer’s E&O insurance. Distributor’s Errors and Omissions (E&O) insurance indemnifies media distributors from lawsuits that may arise due to the content of the material they are distributing. Distributor’s E&O insurance differs slightly from Producer’s E&O in that distributors are insured for a list of titles they are distributing. For example, under distributor’s E&O insurance, a distributor is indemnified against lawsuits arising from the content of Movie X and will still be indemnified against lawsuits alleging content errors for Movie Y. Film Emporium also offers insurance for independent film distributors.

Producer's E & O provides coverage for (but is not limited to):

 

 

Improper use of celebrity's name or likeness

 

 

 

Failure to obtain appropriate releases for individuals appearing in the production

Failure to obtain appropriate rights for music and film clips

 

 

Use of hidden cameras

Improper handling of unsolicited scripts

Disclaimers

The content displayed on this website is for informational purposes only and is not an offer of insurance.  The purpose of the provided information is to assist in the general understanding of available coverage and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered.  Coverage is subject to underwriting approval and the referenced coverage on this website may not be available in all territories and may vary depending on exposure. Coverage is also subject to minimum premiums that may vary by state.

 

Read Definitions of Insurance for more details.  

 

Insurance Companies

* A Rated Insurance Companies by AM Best

 

 

 

Infringement of trademark, slogan or title

Libel or slander

Invasion of privacy

Distributor’s E&O insurance provides protection for media distributors (corporations, individuals and partnerships) from lawsuits that allege:

Film Emporium is proud to have worked with the following:

 

Degrading or defamation

of products (trade libel)

Click on Program Details to read more about our E&O coverage options.

 

 

 

 

Infringement of trademark, slogan or title

 

Infringement of copyright

Libel or slander

Invasion of privacy

Distributor’s E&O insurance provides protection for media distributors (corporations, individuals and partnerships) from lawsuits that allege:

Film Emporium is proud to have worked with the following:

 

Degrading or defamation

of products (trade libel)

 

Plagiarism or pirating of ideas

Click on Program Details to read more about our E&O coverage options.

Disclaimers

The content displayed on this website is for informational purposes only and is not an offer of insurance.  The purpose of the provided information is to assist in the general understanding of available coverage and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered.  Coverage is subject to underwriting approval and the referenced coverage on this website may not be available in all territories and may vary depending on exposure. Coverage is also subject to minimum premiums that may vary by state.

 

Read Definitions of Insurance for more details.  

 

Insurance Companies

* A Rated Insurance Companies by AM Best

Producers E&O